Home Loan Transfer

Find the best Home Loan Transfer for you and submit your documents directly to the Bank/NBFC. Read More

Check Your Eligibility With Multiple Banks For Home Loan Transfer

Home loan is an important financial commitment and the concept of home loan transfer lets you shift your outstanding loan amount to another financial institution at the most attractive rates from an existing lender to a new lender.

There are various other banking and financial institutions that offer home loan balance transfer feature at affordable interest rates, such as Canara Bank, Central Bank of India, Bank of Maharashtra, Kotak Mahindra Bank, J&K Bank, HSBC Bank, Dena Bank, Union Bank of India, Standard Chartered Bank, Syndicate Bank, Vijaya Bank, Federal Bank, and many others.

This unique home loan transfer facility helps the customers in avoiding high applicable interest rates and also brings down your debt burden. Gruhfin is available to everyone who is looking for a quick online home loan sanction facility or wants to opt for a maximum repayment of tenure of up to 20 years.

If you want to settle your outstanding loan balance easily, contact Gruhfin now!

Home Loan Balance Transfer Eligibility Factors

Age
Annual and monthly income
Number of Dependents
Work Experience
Savings and financial history

Documents Required for Home Loan Balance Transfer

Identity proof
Address proof
Documents related to the existing loan
Last 3 month’s salary slips
Last 6 months’ bank statements
Last 3 years’ balance sheet and profit and loss account statements (Self-Employed)
Passport size photograph

Which are the benefits of applying for Home Loan Balance Transfer?

Home loan is a long term association with the lender. Check out some of the key benefits of applying for home loan balance transfer are-

Lower interest rate

There is a minimal risk factor on the lender side because of the collateral provided. This will help an individual in transferring at a lower rate of interest.

EMIs

On an average, the EMIs of the outstanding balance get reduced by 5%, but this also depends on the new interest rate offered by another lender.
Apply now for a quicker loan sanctioning process!

Why choose Gruhfin for home loan transfer facility?

We provide an attractive rate of interest that make your home loan affordable and easier on your pocket
We can customize repayment options that suit perfectly to your requirements
There’s no hidden charge or foreclosure charges
Our support team helps with your online account management
You can also check and compare various home loan balance transfer options provided by several lenders with just one click
Experience minimal documentation and top up loan facility with you

For more details, call us now and get all answers to your questions!

Documents List for soft Approval

PAN File*
Residence proof*
Adhaar(Not Compulsory for soft approval)
Income Proof
1. Salaried
  - Last 3 months pay slip*
  - Last 3 years Form 16 or IT Returs*
2. Self Employed
  - GST Retur (Last 1 year)*
  - GST Certificate*
  - Last 3 Years IT Returns*
  - Profit & Loss Balance sheet(Personal & Company Both)*
Last 1 year Bank Statement*
SOA of all running loan*
All property papers zerox*

Disclaimer*:

The content displayed on the website is purely for general information purpose only. The Approximate eligibility information provided by the website makes no confirmation or representations or warranties of any kind on loan and financial products or services . Your decision to borrow a variety of loans and submission of documents solely depends upon your ability or the understanding of lending criteria in India

*Approval of all financial products is at the sole discretion of banks/financial institutions. All trademarks used above are the property of their respective owners. *Terms & Conditions apply.
*ROI and PF will be applied as per norms at the time of disbursement